Rakesh invests a sum of ₹5,000 and Shivam invests a sum of ₹9,000 at the same rate of simple interest per annum. If, at the end of 3 years, Shivam gets ₹360 more interest than Rakesh, then find the rate of interest per annum (in percentage).

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RRB NTPC Graduate Level CBT-I Official Paper (Held On: 09 Jun, 2025 Shift 1)
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  1. 5%
  2. 3%
  3. 1%
  4. 2%

Answer (Detailed Solution Below)

Option 2 : 3%
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Detailed Solution

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Given:

Principal invested by Rakesh (PR) = ₹5,000

Principal invested by Shivam (PS) = ₹9,000

Time (t) = 3 years

Difference in interest = ₹360

Formula used:

Simple Interest (SI) = P × r × t / 100

Difference in interest = SIS - SIR

Calculations:

SIS = PR × r × t / 100

SIR = PS × r × t / 100

Difference in interest = ₹360

⇒ (PS × r × t) / 100 - (PR × r × t) / 100 = ₹360

⇒ r × t × (PS - PR) / 100 = ₹360

⇒ r × 3 × (₹9,000 - ₹5,000) / 100 = ₹360

⇒ r × 3 × ₹4,000 / 100 = ₹360

⇒ r × ₹12,000 / 100 = ₹360

⇒ r × ₹120 = ₹360

⇒ r = ₹360 / ₹120

⇒ r = 3%

∴ The rate of interest per annum is 3%, and the correct answer is option (2).

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