A sum of ₹x amounts to ₹54571 in \(2 \frac{1}{2}\) years at 12% p.a., interest compounded after every 10 months. What is the value of x?

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SSC GD Constable 2025 Official Paper (Held On: 06 Feb, 2025 Shift 1)
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  1. 39000
  2. 42000
  3. 41000
  4. 40000

Answer (Detailed Solution Below)

Option 3 : 41000
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Detailed Solution

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Formula Used:

A = P × (1 + R/100)n

Calculation:

Let P = x

Since interest is compounded every 10 months, number of compounding periods in 2.5 years = (30 months / 10 months) = 3

Effective rate for 10 months = 12 × (10 / 12) = 10%

So,

A = x × (1 + 10/100)3

54571 = x × (110/100)3

54571 = x × (1331 / 1000)

x = 54571 × (1000 / 1331)

x = 41000

The correct value of x is ₹41000

Shortcut Trick

10% = 1/10

p : A = 10 : 11

Repeated 3 times:

   10 : 11

   10 : 11

   10 : 11

_________

1000 : 1331

According to the question:

1331 unit = 54571

1 unit = 54571 / 1331 = 41

Then principal = 1000 unit = 41000

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