The rate at which the Reserve Bank of India lends to other commercial banks for short term has been reduced. What is this rate called?

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SSC CHSL Exam 2023 Tier-I Official Paper (Held On: 09 Aug, 2023 Shift 4)
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  1. Cash Reserve Rate
  2. Reverse Repo Rate 
  3. Bank Rate
  4. Repo Rate

Answer (Detailed Solution Below)

Option 4 : Repo Rate
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SSC CHSL Exam 2023 Tier-I Official Paper (Held On: 02 Aug 2023 Shift 1)
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Detailed Solution

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The correct answer is Repo Rate.

Key Points

  • Repo Rate:-
    • It is the rate at which the Reserve Bank of India (RBI) lends money to commercial banks for short term.
    • The reduction in Repo Rate indicates that the RBI is trying to encourage borrowing and spending in the economy. 

Additional Information

  • Cash Reserve Rate:-
    • CRR is the amount of funds that banks have to keep with the RBI as a reserve. It is not related to lending rates.
  • Reverse Repo Rate:-
    • It is the rate at which the RBI borrows money from commercial banks. It is also not related to lending rates.
  • Bank Rate:-
    • It is the rate at which the RBI lends money to commercial banks for long term. It is also not related to short-term lending rates.
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