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భారతదేశంలో బీమా పరిశ్రమ యొక్క క్రమబద్ధమైన వృద్ధిని నియంత్రించడానికి, ప్రోత్సహించడానికి మరియు నిర్ధారించడానికి ఏ సంస్థ బాధ్యత వహిస్తుంది?

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NTPC CBT-I (Held On: 11 Jan 2021 Shift 2)
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  1. ICICI
  2. CRISIL
  3. RBI
  4. IRDAI

Answer (Detailed Solution Below)

Option 4 : IRDAI
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Detailed Solution

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సరైన సమాధానం IRDAI.

Key Points 

  • ఇన్సూరెన్స్ రెగ్యులేటరీ అండ్ డెవలప్‌మెంట్ అథారిటీ ఆఫ్ ఇండియా (IRDAI) అనేది భారత ప్రభుత్వ ఆర్థిక మంత్రిత్వ శాఖ పరిధిలోని నియంత్రణ సంస్థ.
  • భారతదేశంలో బీమా మరియు రీ-ఇన్సూరెన్స్ పరిశ్రమలను నియంత్రించడం మరియు లైసెన్స్ ఇవ్వడం దీని బాధ్యత.
  • ఇది బీమా నియంత్రణ మరియు అభివృద్ధి అథారిటీ చట్టం, 1999, భారత ప్రభుత్వం ఆమోదించిన పార్లమెంటు చట్టం ద్వారా ఏర్పాటు చేయబడింది.

Additional Information 

  • ​CRISIL
    • CRISIL రేటింగ్‌లు, పరిశోధన, రిస్క్ మరియు పాలసీ అడ్వైజరీ సేవలను అందించే భారతీయ విశ్లేషణాత్మక సంస్థ.
    • ఇది అమెరికన్ కంపెనీ S&P గ్లోబల్ యొక్క అనుబంధ సంస్థ.
    • CRISIL భారతదేశంలో మొట్టమొదటి క్రెడిట్ రేటింగ్ ఏజెన్సీ, 1988లో ICICI మరియు UTI సంయుక్తంగా SBI, LIC మరియు యునైటెడ్ ఇండియా ఇన్సూరెన్స్ కంపెనీ నుండి వచ్చే వాటా మూలధనంతో పరిచయం చేసింది.
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