Agriculture Insurance Schemes MCQ Quiz in मल्याळम - Objective Question with Answer for Agriculture Insurance Schemes - സൗജന്യ PDF ഡൗൺലോഡ് ചെയ്യുക

Last updated on Mar 17, 2025

നേടുക Agriculture Insurance Schemes ഉത്തരങ്ങളും വിശദമായ പരിഹാരങ്ങളുമുള്ള മൾട്ടിപ്പിൾ ചോയ്സ് ചോദ്യങ്ങൾ (MCQ ക്വിസ്). ഇവ സൗജന്യമായി ഡൗൺലോഡ് ചെയ്യുക Agriculture Insurance Schemes MCQ ക്വിസ് പിഡിഎഫ്, ബാങ്കിംഗ്, എസ്എസ്‌സി, റെയിൽവേ, യുപിഎസ്‌സി, സ്റ്റേറ്റ് പിഎസ്‌സി തുടങ്ങിയ നിങ്ങളുടെ വരാനിരിക്കുന്ന പരീക്ഷകൾക്കായി തയ്യാറെടുക്കുക

Latest Agriculture Insurance Schemes MCQ Objective Questions

Top Agriculture Insurance Schemes MCQ Objective Questions

Agriculture Insurance Schemes Question 1:

Under PMFBY, What is the Premium for Kharif crops?

  1. 1.5%.
  2. 2%.
  3. 5%.
  4. 3%.
  5. None of these

Answer (Detailed Solution Below)

Option 2 : 2%.

Agriculture Insurance Schemes Question 1 Detailed Solution

The correct answer is 2%.

  • Pradhan Mantri Fasal Bima Yojana (PMFBY) announced in Kharif 2016, provides the risk of loss of yield to standing crop (sowing to harvesting).
  • There are total 18 insurance companies involved in PMFBY.
  • Post harvest losses covered under PMFBY 14 days from date of harvesting.
  • Insurance companies has to pay 12% intersest rate per annum for delay in settlement claims.
  • Premium subsidy sharing pattern: Centre and north Easter states 90:10 and remaining states 50:50.

 

  • Premium rates:

Season

Crops Maximum Insurance Charges payable by farmer (% of sum insured)
Kharif All food grain and oilseeds (All cereals, millets and oilseeds and pulses) 2.0% of SI or actual rate, whichever is less
Rabi All food grain and oilseeds (All cereals, millets and oilseeds and pulses) 1.5% of SI or actual rate, whichever is less
Kharif and Rabi Annual commercial/Annual horticultural crops 5.0% of SI or actual rate, whichever is less
Annual commercial/Annual horticultural crops 5.0% of SI or actual rate, whichever is less

 

Agriculture Insurance Schemes Question 2:

For which Scheme, central government has approved a sum of Rs. 206.8 Crores that aims to double farmers income by the year 2022?

  1. Agriculture Policy 2020 Vision
  2. Policy on doubling farmers income
  3. Implementation of Agriculture Export Policy
  4. Paramparagat Krishi Vikas Yojana
  5. Kisan Vikas Patra

Answer (Detailed Solution Below)

Option 3 : Implementation of Agriculture Export Policy

Agriculture Insurance Schemes Question 2 Detailed Solution

Implementation of Agriculture Export Policy Scheme 2018, central government has approved a sum of Rs.206.8 Crore that aims to double farmers income by the year 2022, the first ever policy for agricultural exports, the cabinet also decided to give high value, value added and perishable products a special reference. It seeks to diversify exports by products and destination and focuses on high value added farm produce and perishables.

Agriculture Insurance Schemes Question 3:

As per which act NABARD has to conduct Inspections of RRB’s and other Co-operative banks?

  1. NABARD General Regulations 1982.
  2. NABARD Act 1981.
  3. NABARD Bonds Regulations 1987.
  4. Banking Regulation Act of 1949.
  5. Both 3 and 4

Answer (Detailed Solution Below)

Option 4 : Banking Regulation Act of 1949.

Agriculture Insurance Schemes Question 3 Detailed Solution

The correct answer is Banking Regulation Act of 1949.

  • As per the Banking Regulation Act 1949, National Bank for Agriculture and Rural Development (NABARD) has to conduct Inspections of Regional Rural Bank (RRB), State Co-operative Banks and District Central Co-operative Banks.
  • In addition to this, NABARD also conducts periodic inspections of state level cooperative institutions like State Cooperative Agriculture and Rural Development Banks (SCARDBs), Marketing federations.
  • NABARD established in 12 July 1982 provides credit and other facilities for the promotion and development of agriculture, small scale industries, village industries with a view to promote rural development.

Agriculture Insurance Schemes Question 4:

Pradhan Mantri Fasal Bima Yojana was started in the year

  1. 2011
  2. 2012
  3. 2014
  4. 2016
  5. 2018

Answer (Detailed Solution Below)

Option 4 : 2016

Agriculture Insurance Schemes Question 4 Detailed Solution

The correct answer 2016.

  • Pradhan Mantri Fasal Bima Yojana (PMFBY) became operational in Kharif 2016.
  • Total 18 companies are involved in PMFBY.
  • Insurance companies have to pay 12% interest rates per annum for delay in settlement claims.
  • Premium subsidy sharing pattern: Centre and north Easter states 90:10 and remaining states 50:50.

 

  • Premium rates:
Season Crops Maximum Insurance Charges payable by farmer (% of sum insured)
Kharif All food grain and oilseeds (All cereals, millets and oilseeds and pulses) 2.0% of SI or actual rate, whichever is less
Rabi All food grain and oilseeds (All cereals, millets and oilseeds and pulses) 1.5% of SI or actual rate, whichever is less
Kharif and Rabi Annual commercial/Annual horticultural crops 5.0% of SI or actual rate, whichever is less
Annual commercial/Annual horticultural crops 5.0% of SI or actual rate, whichever is less

Agriculture Insurance Schemes Question 5:

What is the interest rate provided under Kisan Vikas Patra scheme?

  1. 7%
  2. 6.9%
  3. 7.5%
  4. 6.5%
  5. 6.7

Answer (Detailed Solution Below)

Option 2 : 6.9%

Agriculture Insurance Schemes Question 5 Detailed Solution

The correct answer is 6.9%

  • Kisan Vikas Patra (KVP) scheme first launched in 1988 by India post and closed in 2011 but re-launched in 2014.
  • 6.9% interest rate is given and amount invested doubles in 10 years and 4 months.
  • Minimum amount required is Rs.1000 and multiples of Rs.100 with no maximum limit.
  • Kisan Vikas Patra will be issued in the shape of passbook from 1 July, 2016.
  • Certificates can be encashed after 2 and 1/2 years from the date of issue.

Agriculture Insurance Schemes Question 6:

The National Agricultural Insurance Scheme (NAIS) was replaced by Pradhan Mantri Fasal Bima Yojana (PMFBY) recently by Govt. of India in which year?

  1. 2014.
  2. 2015.
  3. 2016.
  4. 2017.
  5. 2018.

Answer (Detailed Solution Below)

Option 3 : 2016.

Agriculture Insurance Schemes Question 6 Detailed Solution

the Pradhan Mantri Fasal Bima Yojana was launched on 18th of February by the Prime Minister Narendra Modi. It is an Insurance service for the farmers for their yields. It was formulated in line with one nation one scheme by replacing earlier two schemes National Agricultural Insurance Scheme (NAIS) and Modified National Agricultural Insurance Scheme (MNAIS). 

Agriculture Insurance Schemes Question 7:

National Rural Livelihood Mission has replaced

  1. Deendayal Antyodaya Yojana
  2. Rashtriya Krishi Vikas Yojana
  3. Swarnajayanti Gram Swarojgar Yojana
  4. Sampoorna Grameen Rojgar Yojana
  5. Pradhan Mantri Gramodaya Yojana

Answer (Detailed Solution Below)

Option 3 : Swarnajayanti Gram Swarojgar Yojana

Agriculture Insurance Schemes Question 7 Detailed Solution

The correct answer is Swarnajayanti Gram Swarojgar Yojana.

  • The DAY-NRLM is a poverty relief programme of the Central government.

  • It was launched as ‘Aajeevika – National Rural Livelihoods Mission (NRLM)’ by the GOI’s Ministry of Rural Development in the year 2011.

  • It was renamed as DAY-NRLM in 2015.

  • It is an improved version of the earlier Swarnjayanti Gram Swarozgar Yojana (SGSY).

  • This program is supported by World Bank.

  • NRLM aims to reduce poverty by enabling the poor household to access gainful self employment and skilled wage employment opportunity resulting in a sustainable livelihood.

Agriculture Insurance Schemes Question 8:

PM Kisan SAMPADA Yojana is implemented under?

  1. Ministry of AYUSH
  2. Ministry of Agriculture and Farmers Welfare
  3. Ministry of Food Processing and Industries 
  4. Ministry of Commerce and Industries
  5. Ministry of Animal Husbandry, Dairying and Fisheries

Answer (Detailed Solution Below)

Option 3 : Ministry of Food Processing and Industries 

Agriculture Insurance Schemes Question 8 Detailed Solution

The correct answer is ​Ministry of Food Processing and Industries.

  • This scheme was launched in 2016 and implemented by ​Ministry of Food Processing and Industries.
  • SAMPADA means Scheme for Agro-Marine Processing and Development of Agro-Processing Clusters.
  • Objective of this scheme is creation of modern infrastructure with efficient supply chain management from farm gate to retail outlet.
  • Total budget outlay of this scheme is 6000 Crore (2016-20).
  • Total 7 schemes are implemented under PM SAMPADA scheme.

Agriculture Insurance Schemes Question 9:

Under whose committee was the Kisan Vikas Patra launched?

  1. chelliah committee.
  2. Shayamla committee.
  3. Sivaraman committee.
  4. Malhotra committee.
  5. Gadgil committee.

Answer (Detailed Solution Below)

Option 2 : Shayamla committee.

Agriculture Insurance Schemes Question 9 Detailed Solution

Kisan Vikas Patra isa saving certificate scheme which was launched in 1988 by India Post based on the recommendations of Shayamla Gopinath Committee, Govt. of India closed the scheme because of its flaws. It aims to provide safe and secure investment avenues to the investors and was re lauched on 3rd of March 2015 by the Ministry of Finance.

Agriculture Insurance Schemes Question 10:

Rashtriya Gokul Mission was launched on:

  1. December 2014.
  2. January 2014.
  3. December 2016.
  4. January 2016.
  5. April 2014.

Answer (Detailed Solution Below)

Option 1 : December 2014.

Agriculture Insurance Schemes Question 10 Detailed Solution

The correct answer is December 2014.

  • Government has sanctioned funds under Rashtriya Gokul Mission for setting up of 21 Gokul Grams as Integrated Cattle Development Centres.
  • Rashtriya Gokul Mission was launched on December 2014 under the National Programme for Bovine Breeding and Dairy Development (NPBBD) by the Ministry of Agriculture and Farmers Welfare in 12th five year plan.
  • The allocation fund for the Rashtriya Gokul Mission is Rs. 750 crore in 2019 budget.
  • It aims to conserve and develop indigenous bovine breeds, enhance milk production, to improve genetic makeup and increase the stock. 
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