What was the GNPA ratio of Scheduled Commercial Banks in March, 2023? 

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  1. 9.9%
  2. 7·9%
  3. 5.9%
  4. 3.9%

Answer (Detailed Solution Below)

Option 4 : 3.9%
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The correct answer is 3.9%.

Key Points

  • The GNPA ratio of Scheduled Commercial Banks in March, 2023 was 3.9%.
  • Reserve Bank of India has informed that the Gross Non-Performing Assets (GNPA) ratio of Scheduled Commercial Banks has fallen to 10 year low of 3.9 percent in March 2023.
  • The net non-performing assets (NNPA) ratio declined to 1 percent.

Additional Information

  • GNPA
    • GNPA stands for gross non-performing assets.
    • It tells us the total value of gross non-performing assets for the bank in a particular quarter or financial year as the case may be.
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